Retirement Savings Calculator
Grow your current savings and monthly contributions with compound monthly returns to estimate your future balance.
Retirement Savings Calculator
Grow your current savings and monthly contributions with compound monthly returns to estimate your future balance.
Method and assumptions
Figur applies standard payment, interest, or projection formulas to the values you enter. The calculation runs entirely in your browser.
- Rates and contributions stay constant for the period unless the calculator says otherwise.
- Taxes, insurance, fees, penalties, and lender-specific terms are excluded unless a field explicitly includes them.
- Results are rounded estimates; a financial institution may use different rounding rules or payment dates.
This tool is for general information, not financial, tax, legal, or investment advice. Confirm important figures with the relevant institution or a qualified professional.
Sources and references
Frequently asked questions
Is the return guaranteed?
No. Markets vary; use a conservative average like 6–7% for planning.
Does it account for inflation?
No. Reduce your return estimate to view results in today's dollars.