Mortgage Calculator

Use the standard amortization formula on the loan amount, monthly rate, and number of payments to find the payment.

Mortgage Calculator

Use the standard amortization formula on the loan amount, monthly rate, and number of payments to find the payment.

Method and assumptions

Figur applies standard payment, interest, or projection formulas to the values you enter. The calculation runs entirely in your browser.

  • Rates and contributions stay constant for the period unless the calculator says otherwise.
  • Taxes, insurance, fees, penalties, and lender-specific terms are excluded unless a field explicitly includes them.
  • Results are rounded estimates; a financial institution may use different rounding rules or payment dates.

This tool is for general information, not financial, tax, legal, or investment advice. Confirm important figures with the relevant institution or a qualified professional.

Sources and references

Frequently asked questions

Does this include taxes?

No. It covers principal and interest only; add taxes and insurance separately.

Why so much interest?

Long terms front-load interest, so early payments are mostly interest.